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YES Bank

Home Loan

Just like some homes are tailor made for you, we believe that Tata Capital Home Loans are also made just for you. At Tata Capital, we understand your needs and your specific circumstances and offer customized home loans which offer the right repayment option, loan tenor basis your loan value, eligibility and profession. Our team is committed to offering customer-friendly services in order to make the whole process transparent, hassle-free and quick. With attractive interest rates, quick disbursement and minimal paperwork, a Tata Capital Home Loan doesn't just help you build your house. It helps you live your life - to the fullest.

Mortgage Loan

Loan against property is a loan extended on a pre-owned property (Residential, commercial and alternate property) for a legitimate end use that is disclosed upfront. It is a loan against secured/free-of-charge market value of a property.

Personal Loan

A Personal Loan is a viable way to fund anything from a holiday abroad to your child’s education and a home renovation to a wedding in the family. One can avail of a loan without any collateral or security for a pre-decided period of time at a particular rate of interest. In order to apply for a loan and minimize the risk of lenders, the borrower will need to provide proof of employment and income along with sufficient identity proof. Calculate your eligibility and apply for a Tata Capital Personal Loan. Our minimal paperwork, affordable interest rates and flexi EMI payment structure make it a hassle-free way to fund your dreams and responsibilities.

Business Loan

Acquiring a business loan can solve many financial problems that business owners face in the extremely competitive world. However, it is imperative for you to do your research prior to applying for a commercial loan as there may be some hidden costs associated with it. At Tata Capital, we believe in complete transparency and to help you make an informed decision, we have put together the advantages and types of business loans we offer.

With Tata Capital loans for business, you can leverage the following benefits:

  • No Guarantors and No Collaterals - Our business finance options enable you to avail a loan without any guarantor or collateral.
  • Flexi EMI Options - At Tata Capital, you get the flexibility of choosing from three different repayment options: Step Up, Step Down and Bullet as per your cash flow.
  • Pre-approved Offers - For existing customers, we regularly provide exclusive pre-approved offers on business loans as per their eligibility.
  • Online Account Access - Every information regarding your loan can be conveniently accessed online. You can keep a check on interest certificate, repayment track, payment schedule etc. simply by logging in on our website using your loan account number.

There are three different types of business loans to facilitate cash flow as per business requirements. These are categorized as:

  • Term Loans: These are short-term, long-term and intermediate loans varying in tenure from 3 years (short-term) to 10-15 years (long-term).
  • Overdrafts: This one is a temporary loan, wherein the account holder overdraws from his current account as per agreed terms.
  • Working Capital Loans: These loans are availed to meet day to day financial requirements of businesses.

By applying for a business loan with Tata capital, you can facilitate the business operations without worrying about a cash crunch at challenging times.