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sundaram

Home Loan

  • construct a house on your plot of land
  • purchase an apartment/row house, bungalow from a builder
  • purchase a existing freehold properties apartment/row house, bungalow.

Amount of Loan:

For Housing loans upto Rs. 20 Lakhs

85% of the cost of the property, subject to valuation of the property and repayment capacity as assessed by Sundaram BNP Paribas Home Finance Limited.

For Housing loans above Rs. 20 Lakhs and upto Rs. 75 Lakhs

80% of the cost of the property, subject to valuation of the property and repayment capacity as assessed by Sundaram BNP Paribas Home Finance Limited.

For Housing loans above Rs. 75 Lakhs

75% of the cost of the property, subject to valuation of the property and repayment capacity as assessed by Sundaram BNP Paribas Home Finance Limited.


Maximum term of loan:

Salaried

20 years or retirement age, whichever is earlier for all salaried categories of customers

Self Employed Category

15 years or 65 years, whichever is earlier

NRI‘s

15 years or retirement age, whichever is earlier

Mortgage Loan

If you have found the land on which you wish to bring your dream house to life, and all you need is finance, Sundaram BNP Paribas Home Finance Limited will provide you finance to acquire the land.

Maximum loan Amount :

75% of the cost of the land, This is however subject to valuation of the property and repayment capacity as assessed by Sundaram BNP Paribas Home Finance Limited

Maximum term of loan :

Salaried & NRI

10 years or retirement age, whichever is earlier for all salaried categories of customers

Self Employed Category

10 years or 65 years, whichever is earlier