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Shriram Housing

Home Loan

Shriram Housing Finance Ltd. (SHFL) is a housing finance company, and is also a subsidiary of Shriram City Union Finance. SHFL is registered with the National Housing Bank, and commenced its lending operations from December 2011 onwards.

SHFL is headquartered in Mumbai and has a pan India presence. The company offers several innovative mortgage products to provide financial assistance to prospective homeowners who remain underserved even today.

  • Flexible schemes for informal segment to calculate loan eligibility e.g. No Income proof scheme for self-employed segment and special scheme for informal salaried segment
  • No penalty on part payment or pre-closure of loans for individual borrowers.
  • Take-over of existing loan with additional finance for personal use like marriage, higher education, medical emergency etc.
  • No hidden charges
  • Pan-India branch network with presence in 17 States and 1 Union Territory
  • Tie-ups with Third-party insurers to cover the property risk and mortality risk