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Home Loan

Buying a Home is the costliest purchase in one's life and it is equally important to choose a Home Loan partner who will look beyond loan transactions. Typically Home loans being 20-30 years tenure, the terms should be easy to understand and process simplified with utmost transparency. It’s that sense of security one feels when taking loan from LIC HFL.

LIC HFL Home loans exciting features
  • Skilled Professionals to guide you through the process by providing door step service
  • Pan India presence and overseas offices at Dubai & Kuwait.
  • Competitive Interest Rates
  • Different loan schemes to suit your needs such as loans for Construction / Purchase / Repairs / Renovation / Extension / Plot purchase / Loan against Property / Loans to Professionals etc.
  • Loan Approval based on your financials to help you choose property as per your Budget
  • No hidden cost

Mortgage Loan

Purpose : Loan against Mortgage of Residential House / Flat.
i)   Children´s Education / Marriage
ii)   Children´s Education / Marriage
iii)   Purchase of another Property.
iv)   Business Expansion.
Loan Amount : Min Rs.2,00,000/-
Loan Term : Maximum 15 years
Disbursement Of Loan : Equated Monthly Installments (EMI) - Monthly Rest Basis.
Security : 1. Equitable / Registered Mortgage of Residential Property - Age of property not more than 35 years.
2. Demand Promissory Note.
Upfront Fees : 1.00% of Loan Amount + Service Tax, as applicable.
This scheme is applicable to Resident Indians only.