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Personal Loan

Get a step closer to your dreams and goals by availing our Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.

Features & Benefits
    Avail loans from Rs. 50,000/- to Rs. 15 lakhs
    Flexible repayment options - Loan tenors range from 12-60 months for salaried individuals
    Bank Doorstep Service - Fix an appointment with any of our representatives on phone and get assistance in completing loan related formalities
    Gain quick approval on loans
    Minimal paperwork and hassle free processing - No security or collateral required
    Attractive interest rates
    Avail Kotak Bank’s personal loans in Mumbai, Bangalore (Bengaluru), New Delhi (Delhi), Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Noida, Gurgaon, Faridabad, Ghaziabad, Jaipur, Chandigarh and Kochi

Home Loan

Kotak Mahindra Bank provides you home loans accompanied by highly customised facilities and services for a seamless and pleasurable home-buying experience.

In a market where the basic product is largely similar, the differentiator is our ability to understand the customer's need completely and structure the eligibility and loan amount appropriately.

Features & Benefits
  • Doorstep service
  • Attractive interest rates
  • Convenient loan disbursement process
  • Simplified documentation
  • Insurance options to cover your home loans at attractive premium
  • Quicker turnaround time

Mortgage Loan

Your existing property can help you avail of a loan at interest rates lower than other consumer loans1. Avail a Loan Against Property (LAP) today and unlock the potential in your property.

Features & Benefits
  • Flexible loan eligibility for businessmen
  • Loans amounts ranging from Rs. 10 lakhs to Rs. 3 crores
  • Loans available against residential as well as commercial properties
  • Funds all your needs such as funding existing business, debt consolidation, emergencies, education, etc
  • Flexible loan offerings - EMI based loan or Overdraft facility available
  • Ease of repayment through flexible loan tenure