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ICICI Bank

ICICI Bank Home Overdraft - Home loan Overdraft Facility

ICICI Bank Home Overdraft is an innovative offering in our product suite for the salaried customers. This facility is available for existing Mortgage Loan customers and will be linked to your Salary / Savings Account. With Home Overdraft, you can now avail instant funds to meet your personal needs.

Benefits
  • Attractive floating and fixed interest rates options
  • Higher Loan Eligibility
  • Longer tenure and lower EMI
  • Loan sanction possible before selecting the property
  • Doorstep service
  • Simplified documentation

Home Loan

We offer a host of Home Loan options that can be tailor made to suite individual needs. With advantages like simplified documentation, usage of tablet and smartphones, getting a home loan sanctioned has become very easy.

Benefits
  • Attractive floating and fixed interest rates options
  • Higher Loan Eligibility
  • Longer tenure and lower EMI
  • Loan sanction possible before selecting the property
  • Doorstep service
  • Simplified documentation

Personal Loan

Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank Personal Loan

Benefits
  • Multi-purpose loan
  • Fixed rate of Interest, Interest charged on monthly reducing basis
  • Flexible tenures up to 60 months
  • No security, no collateral
  • Loan payable in easy installments
  • Repayment through Auto-debit / ECS / PDC

End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.