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What is ' Home Loan'

Home Loan is offered to individuals who wish to purchase or construct a house. The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it.
  • One can purchase or construct a new house/ apartment.
  • A Home Improvement loan is offered to those who wish to renovate their houses.
  • A Home Extension loan is for consumers planning to add extra space to their house such as a new room or a new wing;
  • A Loan against Property is offered for a individuals seeking loan against an already existing property.
  • A Land Purchase Loan is provided to consumers buying land as an investment, maybe to build a house later on and a Balance transfer loan is basically a home loan to pay off an existing home loan as this enables you to avail a loan with a lower interest rate.